After graduating high school, Otis joined the United States Air Force during the Vietnam era. After serving 4 years in teh armed services, he went to the University of Baltimore where he graduated with a degree in accounting and met his wife, Teresa. The couple moved to the Outer Banks in 1977, where Otis started an accounting firm with his business partner Biff Lang (Hurd and Lang, CPA). Otis worked as an accountant on the Outer Banks for over 35 years wand was a vibrant part of the local community.

Otis was known by all for his outgoing personality and being full of love and laughter. His passions in life included spending time with family/friends and fishing. All who knew Otis heard a fishing story or two. 

An Ocracoke homeowner, in retirement Otis served as the volunteer treasurer for Ocracoke Preservation Society. 

He is survived by his wife Theresa Bosse Hurd, their four children: Rebecca Catherine Hurd, Tobin Wayne Hurd (Erin), Rachel Hurd Cutler (Dr. Patrick Cutler), and Dr. Olivia Anne Hurd; and four grandchildre: Oliver Cutler, Finley Hurd, Otis Cutler, and Bennett Hurd. 

A celebration of life is to be held at St. Andrew's Episcopal Church in Nags Head, NC on January 11, 2020 at 2pm.